Trusted by 400+ independent pet retailers across 38 states

Your Pet Store Deserves
a Legal Shield

One contaminated batch. One slip-and-fall. One lease dispute. Independent pet retailers lose everything overnight — Guardian makes sure you never will.

Backed by industry leaders

APPA
PIDA
NASC
PIJAC
HARTFORD
NATIONWIDE
Product Liability·
Premises Protection·
Lease Dispute Coverage·
Employment Practices·
Product Recall Response·
Groomer Liability·
DTC Fulfillment Coverage·
Multi-Location Policies·
Product Liability·
Premises Protection·
Lease Dispute Coverage·
Employment Practices·
Product Recall Response·
Groomer Liability·
DTC Fulfillment Coverage·
Multi-Location Policies·
Product Liability

One contaminated batch shouldn't end everything.

Pet food brands and retailers carrying third-party products face product liability exposure every single day. Guardian's product liability shield covers recall costs, legal defense, and customer claims — so a supplier's mistake doesn't become your bankruptcy.

Contamination & Recall Response
Immediate legal counsel + recall coordination from the moment you get the supplier notice.
Third-Party Product Defense
Coverage extends to products you carry but didn't manufacture — most retailers don't know they need this.
DTC Fulfillment Coverage
Boutique pet food brands shipping direct-to-consumer face unique exposure. We cover it end to end.
$2.4M
in product liability claims handled for pet retailers in 2025
APP
APPA
American Pet Products Assoc. member partner
NAS
NASC
Natl Animal Supplement Council certified
PID
PIDA
Pet Industry Distributors Assoc. endorsed
PIJ
PIJAC
Pet Industry Joint Advisory Council partner
Guardian Certified
Every policy reviewed by pet industry legal specialists with 15+ years of retail experience.
400+
Independent pet retailers protected
38
States covered nationwide
$2.4M
In claims handled last year
15 yrs
Pet retail legal expertise
NFI
NFIB
Natl Federation of Independent Business partner
RIL
RILA
Retail Industry Leaders Assoc. endorsed
ISO
ISO
ISO 27001 data security certified
BBB
BBB
Better Business Bureau A+ rated
Guardian Certified
Every policy reviewed by pet industry legal specialists with 15+ years of retail experience.
Premises & Lease

The lease clause that could close you.

A customer slips on wet floor near the grooming station. A landlord adds a 30-day termination clause. A neighboring tenant's fire damages your inventory. Premises and lease protection closes every gap between your front door and your livelihood.

Slip, Fall & Premises Liability
Full defense and settlement coverage for in-store incidents — including grooming areas and outdoor runs.
Lease Clause Audit
Our attorneys review every lease renewal for termination traps, exclusivity violations, and rent escalation risks.
Landlord Dispute Defense
When your landlord pushes back, Guardian pushes harder. We've negotiated 200+ lease disputes for pet retailers.
200+
lease disputes successfully negotiated for independent pet retailers
Real Stories

When it mattered most, Guardian was there.

A customer's dog had a reaction to a freeze-dried treat we carried. Guardian had the recall response and product liability claim handled in 72 hours. Without them, we'd have been destroyed.
S
Sarah Kowalski
Owner, Tail & Trail Pet Boutique
Denver, CO
Product Liability
Our landlord tried to add a clause that would've let them terminate our lease with 30 days notice. Guardian's team caught it, pushed back, and we got a 5-year term instead.
M
Marcus Webb
Owner, The Barkery
Austin, TX
Lease Disputes
I'm a groomer who also sells retail. I had no idea I needed separate coverage for the product side. Guardian mapped the whole gap in our first call and had us covered by Friday.
P
Priya Nair
Owner, Paws & Claws Grooming
Atlanta, GA
Groomer Liability
Employment & Groomer Coverage

Your team is your biggest asset and risk.

Wrongful termination claims, groomer injury liability, wage disputes — employment exposure hits small pet retailers hardest because you can't afford a full-time HR department. Guardian's employment practice coverage and groomer-specific liability shield protects every person on your payroll.

Employment Practices Liability
Defense against wrongful termination, discrimination, and harassment claims — the lawsuits that blindside small retailers.
Groomer-Specific Liability
Pet injury during grooming, allergic reactions to products, equipment incidents — covered under a single policy.
Wage & Hour Compliance
California, New York, and 12 other states have unique overtime rules for retail. We keep you compliant.
97%
of clients say Guardian found a coverage gap they didn't know existed
NDG
NDGAA
Natl Dog Groomers Assoc. of America partner
IPG
IPG
International Professional Groomers endorsed
SHR
SHRM
Society for Human Resource Mgmt. aligned
EPL
EPLI
Employment Practices Liability certified
Guardian Certified
Every policy reviewed by pet industry legal specialists with 15+ years of retail experience.
Free 20-Minute Call

Book Your Free Coverage Review

Tell us about your store. We'll map every gap in your current coverage and show you exactly what Guardian protects — no sales pressure, no obligation.

Tell us about your store

Pick a time for your call

May 2026
Su
Mo
Tu
We
Th
Fr
Sa
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31

No commitment required. 20 minutes. We cover everything.